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APT Thinking was founded by Andrew Twomey, Chartered Wealth Manager and Fellow of CISI, who has worked both as a management consultant and as a wealth manager.

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That combination gives us a practical understanding of the different perspectives that shape financial services - from the strategic priorities of an organisation, to the realities faced by advisers, to what clients actually value and respond to.

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We understand that what makes sense strategically does not always translate into something that works in practice. We can identify where engagement is likely to happen, where resistance may arise and what needs to change to turn an idea into something that works for the organisation, its advisers and its clients.

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Practical expertise, not just theory.

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Our approach is grounded in experience. We bring together consulting expertise, first-hand wealth management knowledge and the perspectives of experienced practitioners across the industry.

 

Alongside our core team, we have a network of trusted associates and access to the experience and insights of financial advisers. This allows us to bring the right expertise to each engagement without imposing a large consulting structure on our clients.

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The result is practical, commercially focused advice - grounded in how financial services actually works.

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We don't just identify what could be done. We help our clients understand what will work, why it will work and how to make it happen.